Life Insurance
We offer various LIFE INSURANCE products including competitive TERM INSURANCE and permanent plans such as UNIVERSAL and WHOLE LIFE offered by highly rated life insurance carriers.

Contact us about life insurance plans available to many
FOREIGN NATIONALS.

Disability
Protect your ability to earn a living and purchase INDIVIDUAL DISABILITY protection with quaility insurance carriers. We offer NON CANCELLABLE policies that protect you "in your own occupation" as well as GUARANTEED RENEWABLE plans.

Rhode Island Bar Sponsored Life and Disability
We are proud of our INDIVIDUAL LIFE and DISABILITY SPONSORSHIPS with the RI Bar Association. Our Term Life plan with ING/ReliaStar offers competitive rates with less restrictive underwriting than traditional carriers. Our rates for SMOKERS are great! The Guardian's individual disability policy offers a 10% DISCOUNT to RI Bar Members under Age 60 with a True Own Occupation Definition. This feature is offered by few carriers in today's marketplace. Both products are subject to the company's underwriting requirements.

Please contact us for more information regarding these products.

Employee Benefits
Contact us for competitive quotes on Group Life, Group Long Term Disability plans and Dental coverage for employees.

Ask us about GROUP LONG TERM CARE available to companies with 10+ employees.

Long Term Care Insurance
Long Term Care insurance can help fund the high costs of NURSING HOME stays, HOME HEALTH CARE, ASSISTED LIVING and ADULT DAY CARE costs. We work with qualified attorneys who can assist you with your long term care plan.

Estate Preservation
Protect your Estate after death with life insurance to pay final expenses and Estate Taxes.

Retirement Planning
We offer 401K plans, IRAs to suit your needs and annuities help fund retirement.

We are anxious to provide our insurance and investment services. Contact us today!